Non Standard Fees

The following fees are charged at the discretion of First Credit Union staff.

Dishonoured outgoing bill or automatic payment

$20.00

Dishonoured direct debit

$12.00

Direct Credit Recovery

$50.00

Replacement AccessCard*

$15.00

Stopped cheque (per cheque)

$15.00

Stopped cheque presented (per reversal)

$25.00

Special Answer (per cheque, for NZ cheques only)

$25.00

Dormant account fee (per year)**

$20.00

Overdraft (Casual)

$5.00

Overdraft (Unarranged)

$10.00

Fixed term overdraft application

$20.00

Statement Request

$2.00

Request to have a statement faxed

$5.00

Transaction search fee (per hour)

$25.00

 * The first 3 eftpos card are free. A $15 fee applies per card thereafter.

** Charged if your account is inactive for a year and we can’t locate you. We’ll refund the charges if you make a claim within six years.